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Disclaimer

Effective Date: March 27, 2026


1. General Information

The information provided by The Calm Wealth Project / Imagination Institute of Hypnotherapy, LLC (“we,” “our,” or “us”) is for educational and informational purposes only.

All content, including programs, sessions, audio materials, coaching, and digital products, is intended to support personal development, mindset growth, and emotional well-being.

It is not a substitute for professional advice of any kind.


2. No Financial Advice

The Calm Wealth Project / Imagination Institute of Hypnotherapy, LLC does not provide financial, investment, tax, or legal advice.

Any information related to money, wealth, credit, or financial behavior is:

Based on personal development principles

Intended for educational purposes only

Not a recommendation for any specific financial action

You should consult with a licensed financial professional before making financial decisions.


3. No Medical or Mental Health Advice

We do not provide medical, psychological, or psychiatric treatment.

While hypnotherapy and coaching can support emotional well-being:

They are not a replacement for therapy, counseling, or medical care

No diagnosis or treatment of mental health conditions is provided

If you are experiencing a medical or mental health issue, please seek a qualified healthcare provider.


4. Hypnotherapy & Coaching Disclaimer

Hypnotherapy and coaching services are intended to:

Support relaxation

Encourage mindset shifts

Help build confidence and emotional resilience

Results vary from person to person and depend on:

Individual participation

Readiness for change

External factors beyond our control

We make no guarantees of specific outcomes.


5. Earnings & Results Disclaimer

We make no guarantees regarding financial results or outcomes.

Any testimonials, examples, or case studies:

Reflect individual experiences

Are not typical results

Should not be interpreted as promises or guarantees

Your success depends on your own:

Effort

Decisions

Consistency

Personal circumstances


6. Personal Responsibility

By using our website, content, or services, you acknowledge that:

You are fully responsible for your decisions and actions

You use the information at your own risk

You are responsible for any results (financial or otherwise)


7. External Links Disclaimer

Our website may contain links to third-party websites or resources.

We do not:

Endorse or guarantee their accuracy

Control their content or practices

You access third-party resources at your own risk.


8. Testimonials Disclaimer

Testimonials shared on this site or in our marketing:

Are real experiences from clients or customers

Are not guarantees of similar results

May not reflect the typical user experience


9. Limitation of Liability

To the fullest extent permitted by law, The Calm Wealth Project is not liable for:

Any direct or indirect damages

Financial loss or missed opportunities

Emotional or psychological outcomes

Your use of our services is voluntary and at your own risk.


10. Affiliate & Marketing Disclosure

We may promote or recommend products or services from third parties.

In some cases, we may receive compensation or commissions.

We only recommend products we believe provide value, but you are responsible for your own decisions.


11. Changes to This Disclaimer

We reserve the right to update this Disclaimer at any time. Updates will be posted on this page with a revised effective date.


12. Contact Information

If you have questions about this Disclaimer, contact us at:

Email: [Insert Email]
Business Name: The Calm Wealth Project

Frequently Asked Questions

Find answers to common inquiries about our financial advisory services.

What is the Calm Wealth Project?

The Calm Wealth Project is a modern approach to money—focused on helping you reduce stress, gain clarity, and use financial tools to improve your lifestyle. It’s not about pressure or perfection. It’s about making calm, confident decisions with your money.

How is this different from traditional financial advice?

Most financial advice focuses on restriction, urgency, or complexity. We focus on:

Simplicity

Emotional clarity

Practical tools

Lifestyle alignment

This is about feeling in control of your money, not overwhelmed by it.

Do I need to be good with money to benefit from this?

Not at all. This is designed for people who are:

Financially curious, open to learning, ready to improve their relationship with money

You don’t need to be an expert—just willing to start.

Why do you focus on calm and stress reduction?

Because financial stress often leads to:

Avoidance

Poor decisions

Overwhelm

When you feel calm, you make better financial choices naturally.

Is this connected to mindset or behavioral work?

Yes. Your financial behavior is deeply connected to how you think and feel about money.

We integrate practical tools with a more grounded, emotionally intelligent approach.

Do you offer coaching or personalized guidance?

Yes—personalized support is available for those who want deeper guidance in:

- Financial clarity

- Confidence

- Decision-making

What if I’ve tried to improve my finances before and failed?

You didn’t fail—you likely didn’t have the right system or support.

This approach is different because it focuses on:

- Reducing pressure

- Increasing clarity

- Creating sustainable change

You can start again—this time with a calmer, more supportive approach.

What does “improving your lifestyle with money” mean?

It means using your money in a way that:

- Reduces stress

- Supports your priorities

- Creates more freedom and flexibility

It’s not about spending more—it’s about spending smarter.

How do I know which credit card is right for me?

The best credit card is the one that fits your lifestyle—not the one with the biggest promotion.

We help you choose based on:

- How you already spend

- What you value (cashback, travel, simplicity)

- Your comfort level managing credit

Do you recommend specific credit cards?

Yes—but always within context.

We don’t promote “one-size-fits-all” solutions. Instead, we guide you toward options that align with your lifestyle and financial goals.

Do you earn commissions from recommendations?

Yes, some links may be affiliate links, which means we may earn a commission at no extra cost to you.

We only recommend tools and products that align with our philosophy of reducing stress and improving financial clarity.

Where should I start?

Start with:

- The Calm Credit Card Guide

- Foundational blog articles

- Recommended tools

From there, you can explore what fits your needs.

How often should I engage with this content?

Consistency matters more than intensity.

Even small, regular improvements can lead to significant long-term results.

Is my information safe if I use recommended tools?

We only recommend reputable platforms with strong security practices.

However, always review each provider’s policies before signing up.

Are these strategies guaranteed to work?

No. Financial strategies are not a one-size-fits-all.

Our goal is to provide guidance and tools that increase your chances of making better, more aligned financial decisions.

Is this about budgeting?

Not in the traditional sense.

We focus more on:

-Awareness

- Simple systems

- Sustainable habits

Instead of strict budgets, we emphasize clarity and control.

Do I need a high income to benefit from this?

No. Calm wealth is not about how much you make—it’s about how you manage and use what you have.

Can credit cards actually help me financially?

Yes—when used intentionally.

They can help you:

- Build credit

- Earn rewards on everyday spending

- Add financial flexibility

The key is using them as tools—not relying on them.

Contact Us

757-703-2044

Richmond, Virginia

© 2026 Calm Wealth Project.
A division of Imagination Hypnotherapy / Imagination Institute of Hypnotherapy, LLC. All rights reserved.

For educational purposes only. Not financial, legal, or tax advice.

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